National Portal

for Credit-Linked Government Schemes!

One-stop digital portal linking Government Schemes. Check your eligibility, apply online and get digital approval.

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Welcome to pmmymudra

PMMYP Portal, an initiative by Government of India, is a unique digital portal linking fourteen Credit Linked Government schemes on a single platform, for ease of access to all the beneficiaries and related stakeholders.

Our Services

We serve ha better services for financial institution .

e-Kisan Upaj Nidhi (EKUN)

  • Use your electronic- Negotiable Warehouse Receipts (e-NWR) to apply for secured credit from banks.
  • e-NWRs can be issued only by WDRA registered warehouses
  • Financing for agricultural commodities against e-NWRs available from Banks / Financial Institutions

Roof Top Solar Installation Financing (SOLAR)

  • Install our own Solar nower system
  • Reduce high electricity tariffs by installing Roof Top Solar Systems in your house.
  • Registration at National Portal for PM – Surya Ghar is mandatory to avail the loan facility

Kisan Credit Card (KCC)

The Kisan Credit Card scheme aims at providing adequate and timely credit support from the banking system under a single window with flexible and simplified procedure to the farmers for their cultivation and other needs

The Process Areas

A Simple and easy some step to apply and get your services.

Check Eligibility

Answer few questions and get matched with best suitable scheme(s).

Apply Online

Provide basic details & documents and the advanced technologies would capture/auto-fill required details through smart analytics.

Get Digital Approval

View offers from 200+ Lenders and get Digital Approval from selected bank.

Track your application

Check the real time status of your application at your convenience.

Personal Assistance or Consultation

Connects various stakeholders of the financial ecosystem on a single platform to promote inclusive development and ease of doing business....

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Digital Integrations

PMEGP Portal, a one of its kind, is having multiple integrations within the platform with UIDAI, CBDT, NSDL, LGD, NeSL etc. These integrations provide a backbone of digital access to authenticate data, reducing hassles of Member Lending Institutes (MLIs) as well as beneficiaries. The automated rule engine of JanSamarth Portal enables beneficiaries to choose from multiple options offered by various MLIs onboarded on the Portal.

Partner Banks

Various Ministries, Nodal Agencies and Lenders came together on a single Platform to ensure fast, smooth and secure subsidy availing process for beneficieries.

Ministries
Nodal Agencies
Scheme
Platforms

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+919259805133

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Rs.50.00 lakhs for manufacturing unit and Rs.20.00 lakhs for Service Unit.
General Category
Urban – 25%
Rural – 30%
Special (including SC / ST / OBC /Minorities/Women/Transgender, Ex-servicemen, Physically handicapped, NER, Hill and Border areas, Aspiration Districts etc.
Urban – 30%
Rural – 35%
Capital Expenditure(Term Loan) Loan, working capital and 10% of project cost as own contribution in case of General category and 5% of project cost in case of weaker section.
Individual Entrepreneurs Only.

How is APR determined?


Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is the same for all.

Working of Our Rates & Fees


APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a fixed APR 375 % per annum.

Eligibility Criteria


  • Age - 21 years and above
  • Consistent Monthly Salary of Rs. 45,000/-

Monthly Payment Example

Loan Amount APR Tenure Processing Fees GST on Processing Fees Amount Disbursed Total Repayment Amount Total Interest
Rs. 50000 375% per annum 90 Days Upto 10% of loan Amount 18% Rs. 44100 Rs. 95000 Rs.45000

Loan Examples & Calculation

Interest, Tenure and Charges
  • Maximum annual percentage interest rate (APR) of 35%
  • Tenure ranging from 10 months to 60 months
  • Your one-time processing fee will be 1% of total laon amount
Rates & Charges
  • Minimum loan amount - Rs 5,000 /-
  • Maximum loan amount - Rs 1,00,000 /-
  • Tenure - 61 Days to 180 Days.
  • Processing fee - Upto 10% of loan amount.
  • No pre - closure charges
  • No prepayment charges
  • ROI (Rate of interest) Upto 1% Per Day
  • APR (Annual Percentage Rate) @ 375% per annum
  • Bounce Charges: Rs. 1000/- per bounce
Payment Example

For an approved loan amount of Rs.50,000 at an interest of 15% for a tenure of 12 months, the total of all the payments would be Rs.54,155.

Approved Loan Amount Rs.50,000
Loan Tenure 12 months
Total of all payments Rs.54,155
Principal Rs.50,000
One-time Processing Fee Rs.500 + gst
Total Interest Amount Rs. 4,155

*The above example shows the schedule for a customer who makes all the suggested payments on time with a minimum payment of 15% of initial outstanding (principal). Interest Rate varies based on the risk profile of the customer. If you meet our simple loan eligibility criteria, you will receive instant cash in your bank account on the same day.

Get Free Help

For any inquiries, support, or further information, please feel free to contact us. Our team is always ready to assist you and provide the guidance you need.

Email Address:

info@pmmymudraloan.com

Phone No:

+919259805133

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